Frequently Asked Questions


For conditions or injuries that can be treated outside of an emergency room but require prompt attention, use the UHS Urgent Care Center during open hours or a local urgent care clinic. Some common reasons to use these clinics include:

  • Wounds that require stitches
  • Allergic reactions that are not life-threatening
  • Sprains and minor fractures

Questions about purchasing student health insurance for a dependent or scholar and questions about insurance waivers can be directed to the insurance advisor.

If you hold the Student Health Insurance Plan, questions about claims and benefits can be directed to AHP or BlueCross/Blue Shield.

UT Student Health Insurance Plan and UT Select Employee Insurance

Keep your insurance card with you at all times. You will need to present this card whenever you seek medical attention.

When you are not using University Health Services, you can search for local providers in the Blue Cross Blue Shield network.

Always review your Explanation of Benefits (EOB) for errors or uncovered expenses.

  • An EOB is a description of payments issued by the insurance company after a claim has been processed.
  • The EOB will also state the remaining amount that may be owed by the policyholder to the medical provider. Note: this is not a bill, but an explanation of covered expenses.

If you have not yet done so, please register your Blue Access account. Once you have registered your account, you can request a new card online.

Holders of the Student Health Insurance Plan can access the plan brochure on the Academic Health Plans benefits page. Specific questions about benefits are best directed to Blue Cross Blue Shield Customer Service at 800-521-2227.

You can search in-network providers online. Select “Blue Choice PPO” for Network Type. Once you perform a search, you can narrow it down by language if desired. You can also call the doctor's office directly to inquire whether they are part of the Blue Choice PPO network.


All international students are required to purchase the student health insurance plan. However, eligible students can apply for a waiver of the requirement in a few cases The most common type of insurance waiver is for students appointed as a GRA or TA with UT employee benefits. Please see the ISSS insurance waivers webpage for further waiver eligibility information.

Waiver requests may take up to two weeks to be processed. You may check to see if your waiver request has been approved by viewing your tuition and fee bill. If you see insurance charges on your tuition and fee bill on the 11th class day (fall/spring) or 3rd class day (summer), contact the Insurance Advisor immediately.

You should receive a refund from Student Accounts Receivable after Official Day (the 12th class day of fall/spring or the 4th class day of summer). The refund will be issued via direct deposit if you have entered your bank account information into UT Direct. Otherwise, a check will be mailed to your local address listed in UT Direct.